PM Vishwakarma 2024: Online Apply, Last Date and Check Benefits at pmvishwakarma.gov.in

Prime Minister Narendra Modi has launched the PM Vishwakarma 2024 scheme for the people of Vishwakarma community in the state of India. Through this scheme, various types of training will be provided to the eligible people. PM Vishwakarma Yojana has been started by the Central Government. Through this scheme, 140 castes of Vishwakarma community will be provided benefits under which those castes can apply for loan.

The benefit of PM Vishwakarma Loan Scheme will be provided to all the castes of Vishwakarma community. The interest rate on this scheme depends on various factors. Any interested applicant who wants to apply online for PM Vishwakarma 2024 can do so by visiting pmvishwakarma.gov.in. Get complete details below about eligibility, documents, benefits, and loan available related to this scheme.

PM Vishwakarma Scheme 2024

The main objective of Pradhan Mantri Vishwakarma Yojana 2024 is to empower traditional artisans and craftsmen who have special skills and in-depth knowledge of traditional art. Through this scheme, the government aims to improve the livelihood of these artisans by providing them financial assistance, skill upgradation, and necessary equipment and enable them to compete in national and international markets. Along with this, the scheme aims to create a holistic ecosystem for preserving and promoting traditional handicrafts and art, so that these art forms can be preserved for future generations.

pmvishwakarma.gov.in Portal: Overview

Feature/Section	Description
Portal Name	PM Vishwakarma Yojana Portal
Website URL	pmvishwakarma.gov.in
Purpose	To provide a platform for skilled artisans and craftsmen to register and access benefits under the scheme.
Key Sections	Home: Introduction to the scheme and highlights About: Detailed information about the PM Vishwakarma Yojana Login: Separate login for beneficiaries, service providers, admin, etc. Registration: Online registration for artisans and craftsmen Schemes/Programs: Information on various programs under the scheme
Target Audience	Skilled artisans, craftsmen, service providers, and stakeholders in the MSME sector.

Summary of PM Vishwakarma {https://pmvishwakarma.gov.in/}

pmvishwakarma.gov.in portal is an official online platform launched by the government under Pradhan Mantri Vishwakarma Yojana 2024. The main objective of this portal is to provide all the information and services related to the scheme to traditional artisans and craftsmen in digital form. Through this portal, artisans and craftsmen can apply for the scheme, check their eligibility, and get information about the benefits available under the scheme. Apart from this, information related to training programs, financial assistance, and other government schemes is also available on the portal, which can help artisans and craftsmen to establish their business even better.

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Eligibility Criteria

• To avail the benefits of this scheme, applicants must be above the minimum age limit of 18 years as issued by the government.
• Under PM Vishwakarma 2024, benefits will be provided to 140 castes of the Vishwakarma community.
• To take a loan under the Pradhan Mantri Vishwakarma Yojana, you should not have already taken a loan and your business should not be running.
• The applicant applying must have his/her caste certificate.
• Pradhan Mantri Vishwakarma Yojana is similar to other government schemes in that it also focuses on skill development, employment generation, and economic empowerment. For example, like the Pradhan Mantri Kaushal Vikas Yojana (PMKVY), this scheme also provides training and financial assistance to artisans and craftsmen to upgrade their traditional skills.
• Also, like the loan given under the Mudra scheme, Vishwakarma Yojana also attempts to promote the business of artisans by providing loans at low interest rates. The main objective of these schemes is to make Indian artisans self-reliant and increase their income.
• The benefit of PM Vishwakarma Yojana will not be provided to those families in which any member of the family is a government employee or an income tax payer.

PM Vishwakarma Yojana Last Date 2024

The last date to apply for Pradhan Mantri Vishwakarma Yojana is 31 December 2024, before which interested applicants will have to complete the application process.

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Benefits & Components of Vishwakarma

This scheme offers you the following benefits:

• Initial Amount: Under the scheme, you will be given an amount of ₹1,00,000 initially.
• Loan Repayment: You have to repay this loan within 18 months, including the payment of interest.
• Interest Rate: If you take a loan from a bank, you may have to pay an interest rate of at least 10%, and it may also be difficult to get a guarantee from the bank.
• Government Facility: Under this scheme, the government will provide you a loan at an interest rate of 5% without any guarantee.
• Interest Subsidy: The government will cover the difference in other interest rates, reducing your financial responsibility.

Required Documents

• Aadhar Card
• Email ID
• Mobile Number
• Residence Certificate
• Income Certificate
• Caste Certificate
• Electricity bill
• Address Proof
• PAN Card

List of Traders Covered Under PM Vishwakarma

The following traditional artisans and craftsmen are covered under the Pradhan Mantri Vishwakarma Yojana:

1. Carpenters
2. Blacksmiths
3. Goldsmiths
4. Potters
5. Tailors
6. Barbers
7. Weavers
8. Cobblers
9. Toy Makers
10. Stone Sculptors
11. Leather Workers
12. culptors
13. Hand Embroiderers
14. Basket and Mat Makers
15. Metal Craftsmen

All these artisans and craftsmen are benefited under the scheme, giving them an opportunity to upgrade their traditional occupation with modern tools and techniques.

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List of Bank and Credit Institutions

There are several banks and credit institutions involved under the Pradhan Mantri Vishwakarma Yojana that provide loans and financial assistance to eligible artisans and craftsmen.  These mainly include the following institutions:

1. State Bank of India (SBI)
2. Punjab National Bank (PNB)
3. Bank of Baroda (BoB)
4. Canara Bank
5. Union Bank of India
6. Bank of India (BoI)
7. Central Bank of India
8. Housing Development Finance Corporation (HDFC)
9. ICICI Bank
10. Axis Bank
11. Kotak Mahindra Bank
12. Indian Bank
13. UCO Bank
14. IndusInd Bank
15. Bank of Maharashtra

Apart from this, Regional Rural Banks (RRBs), Cooperative Banks, and other Microfinance Institutions (MFIs) also provide financial assistance to artisans under this scheme.  These banks and institutions provide loans to artisans on easy terms, which helps them expand their business.

Interest Rates Under PM Vishwakarma 2024

Under the Pradhan Mantri Vishwakarma Yojana 2024, the following interest rates apply:

• Government interest rate: The government has fixed a 5% interest rate on loans under this scheme.
• Remaining interest rate: The government will reimburse the rest of the interest, so you don’t have to worry about the maximum rate of total interest.

Thus, artisans will be able to get loans at a particularly low interest rate, which will reduce their financial burden and allow them to run their business better.

PM Vishwakarma Yojana Online Apply 2024

Any applicant of Vishwakarma community who wants to apply through PM Vishwakarma Yojana 2024 should follow the step by step procedure given below.

• Step 1: First of all visit the official website of PM Vishwakarma Yojana www.pmvishwakarma.gov.in.
• Step 2: After coming to the official website, click on the option of ‘PM Vishwakarma Yojana Online Registration’.
• Step 3: Now login here by entering your mobile number and OTP.
• Step 4: After clicking, the PM Vishwakarma Yojana application form will open in front of you.
• Step 5: Enter all the required information we are asking for like name address aadhar card mobile number and other details.
• Step 6: Now scan and upload all the required documents and click on the submit button.
• Step 7: On clicking the submit button, your application for Pradhan Mantri Vishwakarma Yojana will be done successfully and after checking the eligibility, you will be provided the benefits.

Type of Login Under PM Vishwakarma

Following are some main types of logins under PM Vishwakarma Yojana, which you can easily understand:

1. User Login:

• For whom: Individual users, who are beneficiaries of this scheme.
• Why is it important: Through this, beneficiaries can view their account information, check application status, and avail scheme-related services.

2. Administrative Login:

• For whom: Administrative officers and employees of the scheme.
• Why is it important: To conduct administrative tasks smoothly, such as reviewing new applications, updating the list of beneficiaries, and other management tasks of the scheme.

3. Service Provider Login:

• For whom: All the service providers who provide services under this scheme.
• Why it is important: Service providers can manage their services through their login, and update the services provided under the scheme.

4. Training Institute Login:

• Who it is for: Institutions providing training under the scheme.
• Why it is important: Training institutes can enter information about their training programs through the login and update the list of beneficiaries receiving training under the scheme.

5. Financial Institution Login:

• Who it is for: Banks and other financial institutions that provide financial assistance under the scheme.
• Why it is important: Financial institutions can review and approve applications for loans and other financial assistance through this login.

These login types help in implementing the scheme smoothly and effectively. Each type of login is for different parties involved in the plan, ensuring all users have access to the right information and services based on their role.

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Login Process for PM Vishwakarma

You can understand the process of logging in PM Vishwakarma Yojana in the following steps:

1. Visit the website:

• First of all go to the official website of PM Vishwakarma Yojana.

2. Go to the login page:

• Click on the “Login” or “Sign in” option on the homepage of the website.

3. Enter user ID and password:

• Enter your user ID and password on the login page.

4. Enter captcha code:

• Fill the given captcha code correctly.

5. Click on the login button:

• After filling all the information, click on the “Login” button.

6. Access Dashboard:

• After successful login, you will reach the dashboard of your account, where you can access various services related to the scheme.

Note:

• If you have not registered already, you will have to create your account by clicking on “Register” or “New User Registration”.

With this process you can easily login to PM Vishwakarma Yojana.

Official Website & Contact details

Official website and contact details for the PM Vishwakarma Yojana:

Details	Information
Official Website	PM Vishwakarma Yojana
Helpline Number	18002677777
Email	support@pmvishwakarma.gov.in
Office Address	Ministry of Micro, Small & Medium Enterprises (MSME)
Contact Hours	9:00 AM – 6:00 PM (Monday to Friday)

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